Self-Insured Healthcare Made Simple
Don’t let the number or scope of options available within self-insured healthcare plans throw you. Think of them as puzzle pieces that work together to create a custom healthcare solution that meets the vision of your company.
Understanding the features and legal requirements of the various options available is a critical step in putting the benefits puzzle together for your company. As a result many organizations feel overwhelmed and intimidated by the idea and number of options offered through self-insured healthcare plans.
Because we believe in helping people be Smart About Benefits™, Varipro introduced SmartSheets. SmartSheets provide simple explanations to the complex puzzle pieces of self-insured healthcare.
SmartSheets Available
Every company considering a self-insured healthcare solution is unique, and as such will have unique questions to ask. Varipro and your trusted insurance agent are always available to review your specific needs, help you be Smart About Benefits, and provide detailed information so you can make informed decisions. Be sure to check out all our SmartSheets on the Varipro website.
Frequently Asked Questions
Q: Is it accurate to assume that if I want the lowest monthly premiums possible I should just select a HDHP?
A: Lower monthly premiums are just one aspect a HDHP has to offer. Employers considering a HDHP policy should not base their decision solely on that aspect.
Final decisions should be made only after assessing what’s best for your workforce, your budget and your member’s tolerance for a higher level deductible.
Q: What are some indicators that would confirm HDHP is the right choice?
A: Some indicators would be:
- A healthy workforce.
- A worklplace culture that promotes wellness.
- Age of those requiring coverage. (individuals 65 years or older and small children tend to require more frequent health care attention.)
- Financial ability of your employees and retirees to tolerate a high deductible plan.
Want to Learn More?
Additional SmartSheet topics are available on the Educational Resources page.