Varipro works with insurance agents and employers as a third party administrator (TPA) of employee and retiree benefits. Let’s start our relationship with a custom plan, tailor made for your organization. Varipro can deliver a cost analysis and plan recommendation that agents, brokers, CFOs, HR, administrators, employees, and retirees can all appreciate.
As a full service third party administrator, Varipro pays claims on behalf of your organization.
A self-funded employer will only want to assume a tolerable amount of risk. The balance of risk can be transferred to a stop-loss reinsurance policy. This helps guard against the unknown. Varipro offers deep knowledge and insights of the stop loss markets. We can help you through the often confusing process of securing stop loss coverage. Varipro maintains longstanding relationships with National (US) reinsurance carriers with the highest ratings and reliability. Many levels of Specific and Aggregate coverage are available depending on your business needs, claim history, and risk tolerance levels. Get a competitive rate for your group.
Varipro offers access to national and regional PPO networks. Contact us to determine the best fit for your employees
Let’s work together to design a prescription drug program that makes sense for both employers and employees. Varipro offers competitive pricing, flexible plan designs, and access to a broad network of retail pharmacies and mail service programs.
Varipro offers triple URAC accredited programs. These programs meet the clinical needs of clients and their employees. Varipro programs also perform cost containment in support of the plan.
Varipro offers a variety of wellness programs, including initial health assessments and ongoing result reporting customized to client needs and preferences. We employ tools that inspire healthy lifestyles.
Purchasing a plan with a higher deductible can reduce premium costs. By self-funding the risk of a higher deductible, employers gain savings from lower premium costs and lower member utilization.
Dedicated customer service representatives help retirees navigate their benefits with fast, friendly, and personalized service.
Varipro offers retiree premium billings on a consolidated group or individual basis.
Through our affiliations, Varipro allow employers to offer quality benefit plans to retirees, including:
● Medicare Supplement Plans
● Medicare Advantage Prescription Drug Plans
● Medicare D Prescription Plan Services
Varipro offers plans to bolster your company’s retiree offering.
Varipro offers traditional dental plans. You can also choose from a variety of PPO network plans that generate savings for both the employer and employee.
Varipro offers traditional vision plans. You can also choose from a variety of PPO network plans that generate savings for both the employer and employee. A self-funded VSP option is also available.
Varipro administers Section 125 Flex plans with quick and accurate reimbursements. Employers can request debit cards for ease of administration. Employees receive an accounting with each reimbursement. Employees will appreciate both online and mobile app access to their Flex spending accounts. Employers see the balance in the account, money spent, and remaining balance.
Protect your employees’ wages when a disability prevents them from working. Short Term Disability pays a percentage of wages until employees can go back to work. Varipro helps protect your Short Term Disability dollars while assuring income replacement for your employees.
A Health Reimbursement Arrangement (HRA) can help an employer reduce health insurance premiums by implementing a higher deductible health plan. It can also help employees reduce their out-of-pocket costs.
Unlike a Flex account, employers fund and own their own HRA accounts. Employees receive tax-free reimbursements from this fund for qualified medical expenses, up to a fixed dollar amount per year.
Varipro can help you weigh your options against your business objectives. Varipro can help employers administer an HRA account and maintain compliance with IRS regulations.
Moving from a defined benefit to a defined contribution approach to employee healthcare? Consider ICHRA and QSEHRA plans from Varipro. Both allow employers to reimburse employees tax-free for individual health insurance, giving employees more coverage choices to fit their unique needs.
Managing COBRA and its associated compliance requirements is challenging. Varipro has the experience to ensure all communication, billing and collection processes are administered correctly so you can rest easy.
VEBA administration by Varipro includes integration with our HRA system for seamless contribution and reimbursement processing.
Transportation Reimbursement Accounts are a valuable employee benefit as they help employees save time and money when they use public transit for their commute to work.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) can be a difficult responsibility for employers to administer. Varipro has the resources to perform your COBRA duties, in full compliance with the Act. Varipro will transfer current COBRA participants for the remainder of their continuation period, catch up and continue Initial Notice requirements, and provide complete COBRA administration following a qualifying event.
● First Health/Cofinity
● Dentemax (Dental PPO)
● Aetna Dental Network
● ADN Dental Network
● VSP (Vision Service Plans)
● Other regional PPOs
● Magellan RX
● Express Scripts
● CVS Caremark
● United American
● CVS Caremark/Silverscript
● Express Scripts
● American Health Holdings
● Med Watch
● Valenz UCS (United Claim Solutions)
● Diabetes 360
● Sword Health
● Marquee Health