News & Events

Employee Medical Benefits: Self-funded vs. Fully Insured

Group medical benefit plans typically fall into one of two categories: self-funded or fully insured. The choice of one over the other should not be ...

Know Your Benefits – Self-funded Health Plans

What Is Self-funding? An employer has a self-funded (or self-insured) group health plan if the employer assumes the financial risk associated with providing health care ...

Know Your Benefits – Q&A: Tax Forms 1095‐A, 1095‐B & 1095‐C

Because of the health care law, you might receive some new forms this winter providing you with information about the health coverage you had or ...

ACA Compliance Bulletin

Upcoming ACA Reporting Deadlines Affordable Care Act (ACA) reporting under Section 6055 and Section 6056 for the 2020 calendar year is due in early 2021. ...

Referenced Based Pricing — Better Pricing for Better Healthcare

Up until this point, the major determining factor for healthcare pricing was location and competition, which highly favors the healthcare industry. To combat this one-sided trend, ...

Learn about claim reporting from Varipro

Claim Reporting — Benefits of having a TPA

Providing claim reports is a federally required service for all TPAs (Third Party Administrators) in the U.S. These reports provide employers and plan providers with details ...

Traditional vs. Self-funded Health Care

In the healthcare industry, one of the most common debates is, “is a traditional or self-funded health care plan better for an organization?”. As an ...

What are the benefits of having an HDHP?

When Considering an HDHP — Be Realistic

In recent years HDHPs have become a popular option for employers who provide employee benefits and healthcare coverage. High Deductible Healthcare Plans are insurance plans ...

Is my Company Best Suited for Level Funding?

Level-funding employee health care has become a popular option for small and medium-sized businesses who are looking to increase profitability. However, as popular as this ...

Why Should Self Funding Organizations use PBMs?

One of the most sought-after services that we offer at Varipro is a Pharmacy Benefits Manager. What we often hear from employers who have recently ...